Work out what care will really cost
Plain tools for deciding what kind of care fits, and for the money side of senior living and care at home. Nothing you type leaves your browser.
Is it time for more care?
Tick what you've noticed about your parent and how you're holding up. See whether home help, assisted living or memory care fits, and why, with a summary to send siblings.
Open the tool →True monthly cost calculator
Compare assisted living, memory care, a nursing home and home care with every fee counted, and see how long the money lasts.
Open the tool →Senior living quote checker
Tick each line of the quote you were given and get the questions to ask about it before you sign.
Open the tool →How many hours of home care can we afford?
Turn a budget, or income and savings, into hours a week, with visit schedules that fit the agency's minimum.
Open the tool →Home care agency quote checker
Tick each part of an agency's quote, from minimum visits to weekend rates and cancellations, and get the questions to ask.
Open the tool →Hiring a caregiver safely
Agency or private hire, references and background checks, a written agreement, and the money safeguards to set up on day one.
Open the tool →Who might pay?
Six quick questions point you to the programs that might help: Medicare, Medicaid, VA benefits, long-term care insurance.
Open the tool →General information, not legal or financial advice. For the numbers behind these tools, read how much assisted living costs and what Medicare pays for.




